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Health Insurance Planning
The whole process of providing affordable health insurance protection
has become even more complicated and confusing, and it’s hard to know
what’s the right thing to do.
With the advent of High Deductible Health Plans (HDHP) that are
Health Savings Account (HSA) qualified, consumers have a greater
opportunity and a greater responsibility for managing their own health
care programs. Because there are certain tax advantages associated with
these plans, working with an experienced and qualified broker is even
more important now than ever before.
Claystar offers both group and individual insurance plans that
are HSA qualified, and we are available to provide education about
how to get the most out of the health care dollar and how to incorporate
wellness practices into one’s lifestyle.
We help employers take advantage of several IRS code related opportunities
available to both groups and individuals that are tax advantaged
and can substantially reduce the net cost of providing health insurance
coverage. These include setting up cafeteria plan, biz plan, and
agri plan arrangements for qualifying business owners and their
employees.
Additionally, we offer a number of supplemental insurance plans to
help defray the costs of dental and vision care, accidents, cancer,
intensive care, disability, foreign travel coverage, and prescription
drugs.
Our partners for Health Insurance Planning include Anthem Blue
Cross (www.anthem.com)
, Brokers National Life Assurance Company (www.bnlac.com),
Health Plan Administrators (www.hpa.com),
Rocky Mountain Health Plans (www.rmhp.org),
and Total Administrative Services Corporation (www.tasconline.com).
Claystar Agency, Inc is an independent licensee of the Blue Cross
and Blue Shield Association.
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